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Title Insurance - A Cautionary Tale

When do you actually need title insurance, especially in the context of a residential real estate transaction? In this article I will provide an actual example of a real estate transaction that could have used a title insurance. A pretext: usually title insurance is not often seen/heard of/used in countries like the US, Canada, Australia, or New Zealand, where the real estate industry is highly regulated by official government bodies, where there are layers of mechanisms at multiple junctures in a real estate transaction life cycle. This is then to say, title insurance is more often seen and used in countries where the real estate industry is not so much regulated, or not at all regulated.

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